Credit Underwriter

Our client is an exciting global fintech Business Loans lender who have recently launched in the UK. They combine deep sector expertise with cutting‑edge technology to deliver fast, flexible and responsible funding to SMEs globally. With strong backing and an ambitious international expansion strategy, the business is scaling rapidly. As they continue to grow, they are seeking an Underwriter to join their dynamic team, working from their Central London offices. Role Overview: As a Credit Underwriter, you will be responsible for assessing business loan applications, evaluate credit risk, and make data-driven lending decisions within delegated authority limits using both traditional credit analysis and advanced fintech tools. You will work closely with Credit Risk, Operations, and Business Development teams to continuously improve underwriting processes and portfolio performance. As this is a small team, we need someone who is a team player and that can work collaboratively with others. Key Requirements:

• Minimum 2 years' of experience underwriting business loans.
• Strong expertise in SME credit risk underwriting, including financial statement analysis.
• Analytical mindset with a keen eye for detail and commercial awareness.
• Passion for Fintech, ideally with experience in a technology-led financial institution, challenger bank, or alternative lending business. Benefits:
• Strong starting salary dependent on experience
• Opportunity for development and career growth alongside the business
• Fast paced, growing business
• A supportive and inclusive team culture How to Apply: If you're passionate about building a career in Underwriting and eager to join a dynamic and growing Fintech lender, we want to hear from you! Please attach your CV to this job posting. Due to the high volume of applications, we will not be able to respond to every applicant.