BTL Underwriter

We are looking for an experienced Buy-to-Let (BTL) Underwriter to join our growing team in the City of London. This role is suited to a confident underwriter with a minimum of 3 years' specialist Buy-to-Let underwriting experience, who can assess complex cases, make sound lending decisions, and manage applications through to offer while maintaining exceptional service standards. Key Responsibilities

• Assess and underwrite Buy-to-Let mortgage applications in line with lending policy and regulatory requirements.
• Review financial and supporting documentation received from intermediaries to determine applicant eligibility.
• Conduct thorough risk assessments, liaising with brokers, valuers, solicitors, and other stakeholders where required.
• Make informed underwriting decisions and determine appropriate special conditions.
• Issue mortgage offers for approved applications.
• Maintain accurate records and ensure all documentation is fully compliant.
• Build and maintain strong relationships with brokers and business partners.
• Ensure all applications are processed within agreed service level agreements (SLAs).
• Adhere to internal procedures, compliance standards, and regulatory requirements. Essential Requirements
• Minimum 3 years' specialist Buy-to-Let mortgage underwriting experience gained within a lender.
• Strong knowledge of Buy-to-Let lending policies, underwriting principles, and risk assessment.
• Experience of manually underwriting BTL mortgage applications from submission to offer.
• Excellent communication and relationship-building skills with brokers and third parties.
• High level of accuracy and attention to detail.
• Ability to work independently while contributing positively to a collaborative team.
• Strong organisational skills with the ability to manage multiple cases effectively. Why Join Us?
• Competitive salary based on experience.
• Opportunity to work with an established specialist lender.
• Supportive and collaborative working environment.
• Professional development and career progression opportunities.
• Central London office location.