Senior Credit Portfolio Manager

Senior Credit Portfolio Manager – Property Finance London | Hybrid Campion Pickworth are partnered with a leading specialist financial services business to appoint a Senior Credit Portfolio Manager within their property finance function. This is a technical and hands-on role covering the full lifecycle of challenged and higher-risk exposures, working closely with borrowers, internal credit stakeholders and external advisers to develop and execute appropriate credit strategies. Key responsibilities:

• Manage a portfolio of higher-risk and stressed property finance exposures.
• Assess borrower performance, underlying security, cash flow and overall credit risk.
• Develop and recommend strategies to mitigate risk and return exposures to performing status where possible.
• Lead discussions with borrowers and other stakeholders to agree and implement agreed strategies.
• Prepare clear credit analysis, recommendations and papers for senior approval.
• Monitor portfolio performance, covenant compliance and delivery against agreed strategies.
• Engage and manage external professional advisers where required.
• Lead the transition of exposures into recovery or enforcement processes where a consensual solution cannot be achieved.
• Provide regular portfolio, impairment and risk reporting to senior stakeholders. About you:
• Strong experience in credit risk, portfolio management, restructuring, recoveries or special situations.
• Good understanding of property-backed lending, ideally across areas such as investment, development, bridging or commercial property finance.
• Able to analyse complex credit situations and translate them into practical risk mitigation strategies.
• Confident dealing directly with borrowers, advisers and senior internal stakeholders.
• Strong written and verbal communication skills, with experience producing high-quality credit papers.