Mlro - Payments Firm

MLRO Payments firm London office (remote first business) Up to £100K (might be a little flex above this for the right experience) Key responsibilities

• Act as MLRO, holding responsibility for AML, CTF and sanctions compliance
• Work hands-on across transaction monitoring and screening, designing and configuring detection rules and scenarios directly inside the platform rather than only briefing others on requirements
• Continuously review and improve the effectiveness of screening, monitoring and case management, testing changes, reducing false positives and closing gaps as they emerge
• Build and maintain compliance MI and reporting from Sumsub and other sources, for the Board, regulators and senior management
• Own the Sumsub end-to-end as the core system: configure and maintain workflows, build and automate onboarding, KYC/KYB and monitoring, adapt rules and thresholds, and drive constant improvements
• Lead business-wide, customer and product risk assessments
• Review, approve and submit SARs, and oversee financial crime investigations from escalation through to closure
• Own CDD/EDD and onboarding decisioning workflows within Sumsub, escalating to engineering only where a change genuinely sits outside the platform
• Act as primary liaison with the FCA, including notifications, information requests and reports
• Own and evolve AML/CTF/compliance/risk policies and procedures, and deliver training across the group
• Conduct new and existing banking partner audits
• Act as the point of contact for law enforcement and NCA requests Requirements
• Experience as an MLRO, Deputy MLRO within a regulated payments or emoney environment
• CAMS, ICA Diploma or equivalent AML/financial crime qualification
• Deep knowledge of the Money Laundering Regulations 2017, JMLSG guidance etc
• Ideally Sumsub experience