Finance Lead, London

About nsave: nsave is a fintech company headquartered in London. Founded by Amer Baroudi and Abdallah AbuHashem, our vision is to “Protect and grow the wealth of the financially excluded”. We have built a global platform that provide trusted USD accounts, global payments, and investments for individuals from distressed economies, where inflation is high and banking systems are unstable. Our compliance-by-design approach and proprietary technology allow us to deliver these services securely and at scale. To date, nsave has raised $22M from leading investors including Sequoia Capital, TQ Ventures, Y Combinator, and SV Angel. Our team has grown 200% in the last year, and with so much more ahead, we're just getting started! Learn more at www.nsave.com. 📍 Location: Full-time, on-site role based in London About the Role As our Finance Lead, you will report directly to our Head of Finance and act as their right hand in building a finance function fit for a newly authorised FCA Electronic Money Institution (EMI).

• You will own safeguarding day to day, making sure customer funds are protected, reconciled and reported correctly every single day.

• You will lead on regulatory reporting and capital adequacy, making sure nsave meets its obligations to the FCA accurately and on time.

• You will build and strengthen the controls, processes and reporting that allow nsave to scale safely across new markets.

Who you are

• Qualified accountant (ACA, ACCA, CIMA or equivalent) with experience in finance at an FCA-regulated EMI or payment institution, or in audit or advisory work for these firms

• Strong track record of running safeguarding under the Electronic Money Regulations 2011 and Payment Services Regulations 2017, including the FCA's new safeguarding regime (CASS 15)

• Ability to prepare FCA regulatory returns, calculate own funds and capital requirements, and support liquidity and wind-down planning

• Excellent communication skills and sound judgment, with the confidence to challenge and escalate when something isn't right

• Meticulous attention to detail in areas where accuracy is non-negotiable

• Experience in fintech, startups, or regulated environments is a plus, as is experience with multi-currency operations or supporting a firm through FCA authorisation

How You'll Make a Difference

• Own and deliver safeguarding end-to-end: daily reconciliations, resolving breaks, the monthly safeguarding return, and the annual safeguarding audit

• Design, build, and iterate on our safeguarding policy, procedures, resolution pack and financial control framework

• Prepare and submit FCA regulatory returns, and monitor capital and liquidity positions against requirements

• Collaborate closely with the Head of Finance, Compliance, Risk, Operations and our banking partners to achieve company goals

• Support the month-end close, management accounts, year-end audit, budgeting and board reporting

• Identify opportunities for improvement and move quickly to implement solutions

• Uphold high standards in execution, security, and compliance

nsave Values Alongside technical excellence, we look for people whose values align with ours:

• Service - “Mission First”: We put the mission, our customers, and our team above self.

• Urgency - “Stay focused. Move fast”: We act with urgency and intention, concentrating on what matters most.

• Ownership - “Act as an Owner”: We take responsibility for outcomes end-to-end.

• Standards - “Pursue Excellence”: We hold ourselves to high personal standards and continuously improve.

Please apply only if you:

• Are deeply motivated by nsave's mission and the problems we are solving

• Thrive in high-ownership, high-accountability environments

• Are comfortable operating with urgency and ambiguity

• Want to build from first principles in an early-stage, high-growth company

Employee Benefits

• nsave Share Options (subject to eligibility and plan rules)

• 30 days Annual Leave: (+ 3 mandatory bank holidays: Christmas Day, Boxing Day, and New Year's Day). The other 5 UK bank holidays may be taken as flexible leave at any time during the year.

• Visa Sponsorship available

• Private Medical Insurance

• £500 GBP Health & Wellness Budget

• Individual Learning & Development Budget

• Season Ticket Loan Scheme

• Cycle to Work Scheme