Real Estate Credit - Origination

Senior Originator – Real Estate Finance Lakeshield | London Loan sizes: £5m–£50m | Terms: up to 3 years About Lakeshield Lakeshield is a specialist property lender providing tailored funding solutions to property investors, developers and businesses. We are seeking an experienced originator to grow our lending activity across £5m–£50m property-backed transactions, with loan terms of up to three years. We are looking for someone with an established network, a proven record of completing transactions and the commercial judgement to identify credible lending opportunities. The role You will develop and manage a pipeline of property-backed lending opportunities, building relationships with brokers, debt advisers, property investors, developers and other professional introducers. Working closely with our credit team, you will assess opportunities, help structure terms and manage the commercial relationship from initial enquiry through to completion. This is a hands-on origination role with responsibility for your own relationships, pipeline and lending targets. Key responsibilities

• Originate £5m–£50m property-backed loans with terms of up to three years.
• Develop productive relationships with specialist brokers, debt advisers and professional introducers.
• Build direct relationships with experienced property investors, developers and property-owning businesses.
• Assess enquiries, considering borrower experience, security, leverage, cash flow and repayment strategy.
• Structure and negotiate indicative terms alongside the credit team, balancing borrower requirements with risk and return.
• Gather the information needed to present clear, well-supported lending proposals.
• Act as the principal commercial contact throughout each transaction, working with underwriting, legal advisers and other stakeholders to progress loans to completion.
• Maintain an accurate pipeline and provide clear forecasts of expected completions.
• Generate repeat business from existing borrowers and introducers.
• Provide market feedback on pricing, competitor activity and borrower demand. Experience and capabilities
• A proven track record of originating and completing property-backed loans, with meaningful experience in the £5m–£50m range.
• An established network capable of generating relevant lending opportunities.
• Experience within a specialist property lender, debt fund, bank or real estate debt advisory business.
• A strong understanding of property finance, including valuation, loan-to-value, security structures, borrower assessment and repayment risk.
• Sound commercial and credit judgement, with the ability to identify deliverable transactions early.
• Experience negotiating terms and progressing transactions through to completion.
• Strong relationship management and communication skills.
• A proactive, organised approach and accountability for your own pipeline and results. Experience in bridging, development or other short-term real estate lending would be particularly relevant. What success looks like
• Consistent delivery of agreed lending-volume and revenue targets.
• A credible pipeline aligned with Lakeshield's lending criteria.
• Strong conversion from qualified enquiry to completion.
• Growth in productive introducer relationships and repeat borrowers.
• Lending that meets agreed credit standards and return requirements.
• Accurate forecasting and effective collaboration with the credit team. The opportunity An opportunity to play an important part in growing Lakeshield's larger-loan business, with direct access to decision-makers and ownership of your own origination activity. Remuneration will comprise a competitive base salary and a performance-related incentive structure, reflecting experience and delivery.